It is our pleasure to introduce you to a new concept in banking, the Bank of One. The features of this bank include the following:

• We do not deal directly with corporations or governments, other than to satisfy legal and regulatory requirements.
• Only one account is allowed per customer.
• Your initial starting balance is an infinite value, which you may convert directly into other global currencies for your personal use (note that this is how all banks operate today).
• Your account functions as a hybrid checking/debit card.
• Initially, we can not handle “cash” or “paper check” transactions. Only electronic transactions are available.
• Your transactions will not initially impact the value of local currencies. This is because the availability (stock) of this paper money is not impacted.
• Each customer will be given the opportunity through our website to donate money to organizations and companies, as they see fit. Organizations may also register for funding through our website.
• The Bank of One does not lend money. We facilitate our customers’ actions through our online presence.
• There is no charge for our service, but you may choose to donate to The Bank of One to support our service.
• The customer is personally and legally responsible for all actions carried out by his or her account.
• The customer’s privacy and protection is our highest priority.
• The Bank of One operates as a non-profit organization.
• The Bank of One does not condone slavery in any form, including economic slavery.

We look forward to welcoming you as our customer.

Sincerely,

The Bank of One